Advisory Services for Business Owners Who Want to Know What Their Business Is Worth — and What to Do Next.

Most CVAs deliver a number in a PDF and disappear. TC Advisors is built differently — we help you identify your value, grow your value, and exit on your terms.

Complimentary Strategic Planning Session with Preliminary Value Estimate.

What We Do, In Plain English


Most business owners ask the wrong question. They ask “What’s my business worth?” — when the real question is “What’s my business worth, why is it worth that, and what would it take to make it worth more?”
TC Advisors answers all three.
We’re a Certified Valuation Analyst (CVA) and Certified Exit Planning Advisor (CEPA) firm serving Southern California business owners with revenue between $500K and $50M across four connected service lines: valuation, value growth, exit planning, and M&A advisory.

A Valuation Is a Roadmap, Not a Number.

A business valuation should answer three questions, not one.

01
Where is the value today?

What's my business actually worth on the open market, in a buyout, or for an SBA loan, gift tax filing, or partner exit?

02
Why is the value what it is?

Which drivers are creating value? Which risks are dragging the multiple down?

03
What would it take to change it?

What specific moves over the next 6, 18, or 60 months would close the gap between today's value and the value you need to retire, buy out a partner, or sell?

Most CVA firms answer #1 and stop. We answer all three — and then help you execute against the answer.

That’s why our four service lines aren’t a menu. They’re a sequence.

──  Step 01 

Identify

Your Value

──  Step 02

Grow

Your Value

──  Step 03

Plan

Your Value

──  Step 04

Execute

Your Value

You don’t have to use all four. Most owners start with one — a valuation for an SBA loan, a partner buyout, an estate filing, or a “what would I get if I sold today?” question. But when the diagnostic surfaces a gap between today’s value and the value you actually need, we’re already the team to help you close it.

One advisor. Four service lines.
One continuous relationship.

Certified Business Valuation & Appraisal Services

The diagnostic. Defensible. Compliance-grade.

A Certified Business Valuation isn’t a guess — it’s a credentialed opinion of value that holds up to scrutiny from the IRS, SBA, courts, lenders, partners, and buyers. We deliver Calculation of Value and Conclusion of Value reports compliant with NACVA Professional Standards and AICPA SSVS No. 1.

—   Financial & operational review
—   Partner buyouts, buy-sell agreements, shareholder disputes
—  Gift & estate tax (Form 709 / 706), succession transfers
—  Litigation, divorce, and regulatory valuations

Value Growth & Business Optimization Consulting

The execution layer between today’s value and the value you need.
After the valuation tells you where you stand, value growth advisory closes the gap. We work with owners on the specific operational, financial, and structural moves that increase EBITDA, expand the multiplier, and de-risk the business in the eyes of a buyer or lender.
—  Value driver analysis and gap assessment
—  EBITDA growth and margin expansion strategy
—  Owner-dependency reduction and scalability
—  Pre-sale optimization (24–60 month horizon)

Business Exit Planning & Succession Strategy

Exit on your terms — financial, timing, legacy, and tax.
A successful exit isn’t an event — it’s the result of a 3-to-5-year plan. As a Certified Exit Planning Advisor (CEPA), we coordinate the valuation, value growth, tax, legal, and personal financial planning work that determines whether you exit the way you want or settle for what’s left.
—  Owner readiness, business readiness, and personal financial planning alignment
—  Internal succession (family, partners, employees, ESOP)
—  Third-party exit preparation
—  Tax-efficient structuring (in coordination with your CPA and attorney)

M&A Advisory & Business Sale Services

Execution — when it’s time to transact.
When the plan calls for a sale, we represent the owner through the transaction itself — positioning the business, marketing to qualified buyers, managing the deal process, and negotiating the terms that matter beyond price (earn-outs, working capital, reps & warranties, transition).
—  Sell-side advisory for owner-operated businesses
—  Buy-side advisory and acquisition support
—  Deal structuring and negotiation
—  Coordination with M&A counsel and tax advisors

Who We Work With

We work with privately-held business owners across Southern California with revenue between $500K and $50M, typically in these industries.

Industries Served

Healthcare Services

Physician practices, home health & hospice, med spas, healthcare staffing

Skilled Trades

HVAC, plumbing, electrical, roofing, construction, pest control

Home & Personal Services

Cleaning, landscaping, staffing, window/power washing

Professional Services

CPA firms, law firms, financial advisory, consulting

Geography

San Diego Country

Primary office

Orange County

Los Angeles County

Riverside County

Why Owners and Their Advisors
Work With Us

The CVA + CEPA Combination

Most valuation firms have a CVA. Most exit planners don’t. We hold both — which means the valuation, the growth plan, and the exit strategy all come from the same advisor, in the same framework, working against the same number.

Built for the $500K–$50M Owner

National M&A firms ignore businesses under $10M. Local accountants don’t have the valuation credentials or M&A reps. We’re built specifically for the gap in the middle — owner-operated businesses too large for a generalist and too small for Wall Street.

Defensible Work Product

Every valuation we issue is built to withstand IRS, SBA, court, and lender scrutiny — compliant with NACVA Professional Standards, AICPA SSVS No. 1, and (where applicable) USPAP. Referral partners can hand a client to us knowing the deliverable won’t come back rejected.

Frequently Asked Questions.

The six highest-intent questions we answer most often — about valuation engagements, exit planning, and how referral partners work with us.

What's the difference between a Calculation of Value and a Conclusion of Value?

A Calculation of Value is a limited-scope valuation based on procedures agreed to with the client — useful for planning, internal decisions, and preliminary estimates. A Conclusion of Value is a full-scope valuation following all NACVA and AICPA SSVS No. 1 procedures — required for IRS filings, litigation, and most third-party transactions. We help clients determine which is appropriate for their situation.

A Calculation of Value typically takes 2–4 weeks. A Conclusion of Value typically takes 4–8 weeks. Timelines depend on the quality and completeness of the financial records provided and the complexity of the business.

Yes — and that’s the point. You can’t plan an exit toward a number you haven’t established. The valuation is the diagnostic that defines the gap between today’s value and the value you need to retire, transfer, or sell.

Yes — SBA 7(a) and 504 acquisition financing requires a business valuation performed by a qualified third-party source per SBA SOP 50 10. Our valuations meet SBA requirements.

A Certified Exit Planning Advisor (CEPA) is credentialed by the Exit Planning Institute and trained in the integrated framework of business, personal, and financial planning required for a successful owner transition. Most exit planning is done piecemeal across a CPA, an attorney, and a financial advisor — a CEPA coordinates the work against a single plan.

Yes. A significant portion of our work originates from referral partners who need a CVA-credentialed valuation or CEPA-credentialed exit planning support for their clients. We work as an extension of the advisor’s team, not in competition with it.