- Advisory Services
Advisory Services for Business Owners Who Want to Know What Their Business Is Worth — and What to Do Next.
Most CVAs deliver a number in a PDF and disappear. TC Advisors is built differently — we help you identify your value, grow your value, and exit on your terms.
- CVA · NACVA Member
- CEPA · Exit Planning Institute
- San Diego · Orange · LA · Riverside
- Businesses $500K–$50M Revenue
- In Plain English
What We Do, In Plain English
Most business owners ask the wrong question. They ask “What’s my business worth?” — when the real question is “What’s my business worth, why is it worth that, and what would it take to make it worth more?”
TC Advisors answers all three.
We’re a Certified Valuation Analyst (CVA) and Certified Exit Planning Advisor (CEPA) firm serving Southern California business owners with revenue between $500K and $50M across four connected service lines: valuation, value growth, exit planning, and M&A advisory.
- The Thesis
A Valuation Is a Roadmap, Not a Number.
A business valuation should answer three questions, not one.
Where is the value today?
What's my business actually worth on the open market, in a buyout, or for an SBA loan, gift tax filing, or partner exit?
Why is the value what it is?
Which drivers are creating value? Which risks are dragging the multiple down?
What would it take to change it?
What specific moves over the next 6, 18, or 60 months would close the gap between today's value and the value you need to retire, buy out a partner, or sell?
That’s why our four service lines aren’t a menu. They’re a sequence.
Identify
Your Value
Grow
Your Value
Plan
Your Value
Execute
Your Value
- The Four Service Lines
One advisor. Four service lines. One continuous relationship.
Certified Business Valuation & Appraisal Services
A Certified Business Valuation isn’t a guess — it’s a credentialed opinion of value that holds up to scrutiny from the IRS, SBA, courts, lenders, partners, and buyers. We deliver Calculation of Value and Conclusion of Value reports compliant with NACVA Professional Standards and AICPA SSVS No. 1.
Value Growth & Business Optimization Consulting
Business Exit Planning & Succession Strategy
M&A Advisory & Business Sale Services
- Who We Work With
Who We Work With
We work with privately-held business owners across Southern California with revenue between $500K and $50M, typically in these industries.
Industries Served
Healthcare Services
Physician practices, home health & hospice, med spas, healthcare staffing
Skilled Trades
HVAC, plumbing, electrical, roofing, construction, pest control
Home & Personal Services
Cleaning, landscaping, staffing, window/power washing
Professional Services
CPA firms, law firms, financial advisory, consulting
Geography
San Diego Country
Orange County
Los Angeles County
Riverside County
- Why TC Advisors
Why Owners and Their Advisors
Work With Us
The CVA + CEPA Combination
Most valuation firms have a CVA. Most exit planners don’t. We hold both — which means the valuation, the growth plan, and the exit strategy all come from the same advisor, in the same framework, working against the same number.
Built for the $500K–$50M Owner
National M&A firms ignore businesses under $10M. Local accountants don’t have the valuation credentials or M&A reps. We’re built specifically for the gap in the middle — owner-operated businesses too large for a generalist and too small for Wall Street.
Defensible Work Product
Every valuation we issue is built to withstand IRS, SBA, court, and lender scrutiny — compliant with NACVA Professional Standards, AICPA SSVS No. 1, and (where applicable) USPAP. Referral partners can hand a client to us knowing the deliverable won’t come back rejected.
- Common Questions
Frequently Asked Questions.
The six highest-intent questions we answer most often — about valuation engagements, exit planning, and how referral partners work with us.
What's the difference between a Calculation of Value and a Conclusion of Value?
A Calculation of Value is a limited-scope valuation based on procedures agreed to with the client — useful for planning, internal decisions, and preliminary estimates. A Conclusion of Value is a full-scope valuation following all NACVA and AICPA SSVS No. 1 procedures — required for IRS filings, litigation, and most third-party transactions. We help clients determine which is appropriate for their situation.
How long does a business valuation take?
A Calculation of Value typically takes 2–4 weeks. A Conclusion of Value typically takes 4–8 weeks. Timelines depend on the quality and completeness of the financial records provided and the complexity of the business.
Do I need a valuation before I start exit planning?
Yes — and that’s the point. You can’t plan an exit toward a number you haven’t established. The valuation is the diagnostic that defines the gap between today’s value and the value you need to retire, transfer, or sell.
Can a business valuation be used for an SBA loan?
Yes — SBA 7(a) and 504 acquisition financing requires a business valuation performed by a qualified third-party source per SBA SOP 50 10. Our valuations meet SBA requirements.
What is a CEPA and why does it matter for exit planning?
A Certified Exit Planning Advisor (CEPA) is credentialed by the Exit Planning Institute and trained in the integrated framework of business, personal, and financial planning required for a successful owner transition. Most exit planning is done piecemeal across a CPA, an attorney, and a financial advisor — a CEPA coordinates the work against a single plan.
Do you work with CPAs, attorneys, and financial advisors on a referral basis?
Yes. A significant portion of our work originates from referral partners who need a CVA-credentialed valuation or CEPA-credentialed exit planning support for their clients. We work as an extension of the advisor’s team, not in competition with it.